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United Buying Service


Mortgage & Real Estate Benefit


Message from the president Neal Halperin

UNITED BUYING SERVICE ENDORSED HOME LOAN AND REAL ESTATE BENEFIT!

United Buying Service works to provide you, our member and your families, high-quality consumer benefits, discounts and services to stretch your hard-earned dollars. We are pleased to provide the UBSI Endorsed Real Estate and Home Loan benefit.

Buying, Selling, Financing and Refinancing your home through United Buying Service can save you thousands of dollars!

For more information view the United Buying Service Endorsed Real Estate and Home Loan Member Benefit*

Call us at 312-698-9990

Take advantage of mortgage and real estate benefits for Illinois Teachers members, including Up to 1% closing cost credit when you buy a home or sell a home.*

Up to 1% Closing Cost Credit on Your Home Purchase
$4,000 savings on a $400,000 home*
100% Financing Available
Closing Cost Assistance
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Illinois Teachers
Mortgage & Real Estate Benefit
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By providing your contact information and clicking "Submit", you consent to receive communications from United Buying Service, Members Realty LLC, and The UBSI Group. These communications may include phone calls, text messages, and emails related to your inquiry and other services, and may be sent using automated dialing systems or prerecorded voice messages. Your consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by following the instructions in the communication or by contacting us directly. For more information, please review our .

Illinois Teachers Home Buying Benefit

Thousands of Dollars in Savings for Educators

Receive cash 1% closing cost credit when you buy, sell, finance, or refinance a home using Real Estate and Mortgage Services provided through United Buying Service. Phone 312-698-9990.

Home Lending
Mortgage, refinance, equity
 Real Estate
Buy or sell a home

Who Qualifies for This Benefit?

This program is available to members of participating Illinois teacher unions and affiliated Illinois Federation of Teachers (IFT) organizations statewide.

  • Chicago Teachers Union, Local 1
  • Cook County College Teachers Union, Local 1600
  • Illinois Federation of Teachers (IFT) Members
  • North Suburban Teachers Union, Local 1274
  • Northwest Suburban Teachers Union
  • West Suburban Teachers Union, Local 571
  • Lake County Federation of Teachers, Local 504
  • McHenry County Federation of Teachers, Local 1642

Not sure if you qualify? Call us at 312-698-9990 and we will confirm your eligibility.

Up to 1%
Cash Rebate on Purchase
$4K
Savings on $400,000 Home
0%
Down — 100% Financing Available
Benefit
Membership Sign-Up
Union member benefit:
Eligible locals include CTU, IFT affiliates, and suburban teacher federations listed here. Visit ubsi.com for more on United Buying Service programs.
Common Questions

Illinois Teachers Home Buying Benefit — FAQ

What is the Illinois teachers home buying benefit?

Eligible Illinois teachers receive a home buying benefit through United Buying Service, including a Up to 1% cash closing cost credit on home purchases, access to 100% financing options, and closing cost assistance for mortgage and real estate transactions across Illinois.

How much is the cash rebate for Illinois teachers buying a home?

Eligible members earn a Up to 1% cash rebate when purchasing a home through United Buying Service. On a $400,000 home, that is $4,000 back paid to you at closing. The rebate is available on purchase, and cash-back programs are also available on refinance transactions.

Which Illinois teacher unions qualify for this home buying program?

The program is available to members of the Chicago Teachers Union (CTU Local 1), Cook County College Teachers Union, Illinois Federation of Teachers (IFT) member organizations, North Suburban Teachers Union (Local 1274), Northwest Suburban Teachers Union, West Suburban Teachers Union (Local 571), Lake County Federation of Teachers (Local 504), and McHenry County Federation of Teachers (Local 1642). Call 312-698-9990 if you are unsure whether your union is enrolled.

Is 100% financing available for Illinois teacher home buyers?

Yes. Qualified Illinois teacher union members may be eligible for 100% financing options, making homeownership possible with little or no money down. This is in addition to other teacher first-time home buyer programs and closing cost credit programs for Illinois teachers. Eligibility is subject to credit and income qualification.

Can Illinois teachers use this benefit to refinance their mortgage?

Yes. The United Buying Service teacher benefit applies to purchase, sale, and refinance transactions. Members can receive thousands of dollars in cash rebates when they buy, sell, finance, or refinance a home using Real Estate and Mortgage Services provided through United Buying Service.

How do I sign up for the Illinois teachers mortgage benefit?

Sign up for using the benefit form on this page — it takes less than 60 seconds. Enter your name, email, phone, and service interest and a licensed United Buying Service advisor will contact you within one business day. You can also call directly at 312-698-9990.

Ready to Access Your Benefit?

Sign up takes less than 60 seconds. A licensed advisor will call you within one business day.

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Do you have questions?

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