Eligible Illinois Federation of Teachers (IFT) members receive a home buying benefit through United Buying Service, including a Up to 1% cash closing cost credit on home purchases, access to 100% financing options, and closing cost assistance for mortgage and real estate transactions across Illinois.

Eligible members earn a Up to 1% cash rebate when purchasing a home through United Buying Service. On a $400,000 home, that is $4,000 back paid to you at closing. The rebate is available on purchase, and cash-back programs are also available on refinance transactions.

The program is available to members of the Chicago Teachers Union (CTU Local 1), Cook County College Teachers Union, Illinois Federation of Teachers (IFT) member organizations, North Suburban Teachers Union (Local 1274), Northwest Suburban Teachers Union, West Suburban Teachers Union (Local 571), Lake County Federation of Teachers (Local 504), and McHenry County Federation of Teachers (Local 1642). Call 312-698-9990 if you are unsure whether your union is enrolled.

Yes. Qualified Illinois Federation of Teachers (IFT) members may be eligible for 100% financing options, making homeownership possible with little or no money down. This is in addition to other teacher first-time home buyer programs and closing cost credit programs for Illinois Federation of Teachers (IFT). Eligibility is subject to credit and income qualification.

Yes. The United Buying Service teacher benefit applies to purchase, sale, and refinance transactions. Members can receive thousands of dollars in cash rebates when they buy, sell, finance, or refinance a home using Real Estate and Mortgage Services provided through United Buying Service.

Sign up for using the benefit form on this page — it takes less than 60 seconds. Enter your name, email, phone, and service interest and a licensed United Buying Service advisor will contact you within one business day. You can also call directly at 312-698-9990.